How do I get out of debt?
How do I get out of debt?
ok so I have a bunch of debt from when I was 18. student loans, a credit card, a netflix account, a movie gallery account, a bank account, some other odds and end crap totalling around $4100. I'm now 22. i have completely avoided it until now. i know i have more than whats on my credit report. why isnt it there? do i still gotta pay it? some of it says "payment after charge off/collection open account" some just says "open account" one says "installment account" and some say "collection account". what does all that mean? would a consolidation loan help me? can i get any of it reduced? if so where do i go? i wanna deal with this now n rebuild my credit. help me!
I haven't used any form of credit since 2006. all my debts are 2006 and earlier. ive been researching this all night. i have decided to do this myself but im not sure if my student loan was federal or private. on my credit report it says the creditor was "WEST VA UNIV/STU LN OF". does that mean my loan was through west va university and it was a private loan? im really not sure im an idiot when it comes to this stuff but im trying...
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