Resolved Question: Please help: Could credit card debt counseling and debt consolidation be helpful to me and my situation?

Resolved Question: Please help: Could credit card debt counseling and debt consolidation be helpful to me and my situation?

I have about $16,000 of credit card debt on four different cards with APRs ranging from about 11 to 14%. I am not working now but have a job overseas waiting for me starting some time in March. Could one of these credit card debt consolidation companies be useful for me? I've seen the advertisements and their claims that monthly payments can be reduced, but would this raise the overall amount I will pay? How could one of these companies be of use to me and how could I go about finding a good one? Any recommendations for a particular company? Thanks in advance.

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Comment by: Gabriel Williamson

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